Cabin Financing
Spread the cost of your new cabin with easy finance options at Alpine Cabins. Whether you’re after a pre-built, kitset, or self-contained unit, we’ll help make it happen—without the upfront cost.
Flexible Cabin Finance
Cabin Financing Through MTF
Don’t let upfront costs hold you back. With finance available through MTF Finance, you can get your cabin now and pay it off over time. Whether you’re buying a pre-built, kitset, or self-contained unit, we’ll help you find a finance option that works for your budget.
Criteria for Cabin Financing
Who Can Apply for Cabin Finance Through MTF
To apply for finance through MTF, you’ll need to meet a few basic criteria:
- Be at least 18 years old
- Be a New Zealand citizen, or hold a valid work or resident visa
- Have a valid NZ driver licence, NZ passport, or overseas passport
- Have a regular income (this can include wages, self-employment, or government assistance)
These details help MTF assess your application and offer finance that fits your situation.
Not sure if you’re eligible? We’re here to assist you through the process.
Why Choose Us?
The Alpine Cabins Difference
We keep things simple. From choosing your cabin to sorting finance, the process is clear and hassle-free. We handle delivery, placement, and pickup—so you don’t have to worry about the details. No hidden fees. No long waits. Just clear, hassle-free finance options that suit your budget.
Easy Finance Options
Clear Terms, No Hidden Fees
Fast, Trusted Approval
How to Finance Your Cabin
01
Cabin Selection
Select from our range of pre-built, kitset, self-contained, or onsite build options based on what suits your site and setup.
02
Apply for Finance
Submit your finance application with MTF, ensuring all required documents are included to help streamline the process.
03
Application Approval
MTF reviews your details, confirms your finance offer, and provides the payment plans before moving forward.
04
Cabin Delivery
Once approved, we schedule your build and delivery, ensuring everything’s ready on
your end.
Apply for Cabin Financing Now
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Frequently Asked Questions
Got questions about cabin financing? We’ve answered some of the most common ones to help you find the information you need quickly.
How long does it take to get approved for cabin financing?
The approval process for cabin financing typically takes between 1 to 3 business days. Once your application is submitted with all required documents, MTF will review your details. If additional information is needed, it may take a bit longer. You’ll receive your approval and payment plan details as soon as the process is complete, so you can get closer to owning your dream cabin.
How much deposit do I need for cabin financing?
The deposit required for financing a cabin through MTF Finance will depend on the loan value and your financial situation.Typically, a deposit of 10% to 20% is required, similar to home improvement financing, but this can vary based on the loan terms and the cabin you choose. At Alpine Cabins, we’ll help you understand the deposit requirements based on your individual circumstances and the financing options available through MTF.
How long does the cabin financing term last?
The term for cabin financing through MTF Finance can vary depending on the loan amount and your financial situation. Typically, the financing term can range from 12 months to 7 years, giving you flexibility to choose a repayment period that fits your budget. At Alpine Cabins, we’ll help you find the ideal term based on your needs and financial goals, whether you’re buying a property for your family or a getaway cabin.
What is the interest rate on cabin financing?
The interest rate for financing a cabin through MTF Finance varies based on factors such as loan amount, term, and your credit profile. For secured loans, interest rates typically range from 10.85% to 22.85% per year, while unsecured loans range from 14.05% to 24.05% per year.
At Alpine Cabins, we can help you get a personalised rate tailored to your situation. Whether you’re looking for a classic log cabin aesthetic or a compact vacation home cabin, we’ll help you find the best financing option to suit your needs.
Can I pay off my cabin loan early without penalties?
Yes, you can pay off your cabin loan early without penalties. At Alpine Cabins, we offer flexible payment methods through MTF Finance, allowing customers to pay off the loan ahead of schedule. This can help reduce the overall interest paid and speed up the purchase process. It’s not a difficult task to pay off your loan early, and you can adjust your payments to fit your financial situation.
